|
| Motor |
Accounts
receivable |
Stated-Benefits |
| Buildings
combined |
Group
Personal Accident |
Fidelity |
| Goods
in transit |
Accidental
damages |
Motor
Traders
(Internal & External) |
 Fire
Damage to the whole or part of the property described in
the schedule, owned by the insured for which they are responsible, including
alterations by the insured as tenants to buildings, by fire, lightning or
thunderbolt, explosion and such additional perils as are stated in the schedule
to be insured.
 Office
Contents
Fire and Theft cover all
contents in the Business Offices.
Business Interruption (
Loss of Profits)
Loss following interruption of or interference
with the business in consequence of damage relating to the fire section of the
policy.
 Theft
Loss of or damage to all contents (the
property of the insured or for which they are responsible) of any insured
building at the insured premises described in the schedule as a result of theft
accompanied by forcible and violent entry into or exit from such building or any
attempt thereat , following violence or threat of violence.
 Money
Loss of money as a result of forcible or violent
entry or exit. The amount of money cover is limited to the category of safe on
the Premises.
Glass
Loss of or damage to internal and
external glass (including mirrors), sign writing and treatment thereon.
 Business All
Risks
Loss of or damage to car
radio\tapes, Cell Phones, Hi-Fi Equipment, Signage etc.
 Public Liability
Damages which the insured shall
become legally liable to pay consequent upon accidental death of or bodily
injuries to or illness of any person, or accidental loss of or physical damage
to tangible property occurring within the territorial limits in connection with
the business.
 Electronic
Equipment
Physical loss of or damage to
computers, printers scanners and other electronics, including re-instatement of
data and loss of software.
 Machinery
Breakdown
Physical loss of or damage to
Ice-Cream Machines, Fridges, Freezers etc, Excluding wear and tear.
 Motor
Loss of or damages to any vehicle
stated in the schedule, whereupon different insurance cover can be obtained on
the vehicles e.g.
a) Comprehensive cover
b) Third Party, Fire and Theft cover
c)
Third Party cover only.
 Buildings Combined
Cover to buildings including all
outbuildings and sporting and recreational structures, landlords fixtures and
fittings, walls, gates, posts, fences, tarred or paved roads, driveways, paths
or parking areas, due to fire, lightning , thunderbolt, subterranean fire,
explosion, storm, wind, water, hail, snow, earthquake, impact, theft and
accidental damage to sanitary ware.
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